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My Mortgage Blog — Latest Posts
Joyti (Jay) Sharma || October 14, 2022
Rising interest rates cancelling out affordability gains
Falling home prices are typically welcomed by prospective homebuyers, since it means an improvement in affordability. For today’s first-time buyers, however, that’s not necessarily the...
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Joyti (Jay) Sharma || September 19, 2022
Is co-ownership right for you?
With interest rates rising, along with the overall cost of living, more people are turning to creative options to achieve homeownership. Co-ownership with family or friends—once a very niche...
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Joyti (Jay) Sharma || September 15, 2022
The Bank of Canada’s rate hikes may not be done yet
In addition to raising interest rates by another 75 basis points on September 7, the Bank of Canada also signalled that it’s not done hiking just yet. As expected, the Bank raised its overnight...
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Joyti (Jay) Sharma || April 07, 2022
What’s in the Federal Budget for Homebuyers?
The federal government has earmarked more than $10 billion in new spending for housing-related initiatives, much of which is focused on increasing supply. Overall, the federal budget includes $56...
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